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nRewards®—Easy rewards for everyday purchases
Credit line |
$1,000 to $50,000 |
Annual Percentage Rate |
Fixed |
Annual fee |
No |
Reward points |
Earn one point with every $1 of net purchases* |
Rewards return |
Rewards up to 1% return on each dollar spent |
Point redemption |
Start redeeming at 2,000 points for merchandise, gift cards and travel-related certificates.**
Sample Rewards:
- 2,000 points for a $10 gift card from Starbucks or Applebee's
- 3,500 points for $25 gift card from Best Buy® or iTunes Music Store
- 7,500 points for $75 Gap® or Navy Federal Visa® Gift Card
See complete list. |
Point limits |
None |
Point expiration |
4 years |
Cardholders |
Single or joint account, authorized users |
Grace period on purchases |
25 days |
Other Benefits |
Auto Rental Insurance |
No fee for balance transfers or cash advances. |
*Excludes cash advances, balance transfers and convenience checks.
**Rewards are subject to change. For the most current rewards information, please visit our redemption Web site, which can be found on Navy Federal Online® Account Access.
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Savings & Checking
Credit & Debit Cards
